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Eligibility Result
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Maximum Loan Eligibility
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Estimated eligible amount
Max EMI You Can Pay
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Disposable Income
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FOIR (Fixed Obligation Ratio)
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Eligibility Status
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Eligibility is indicative. Final sanction depends on credit score (CIBIL), property valuation, and bank policy. Need home loan assistance? Call Mr. Homez
CIBIL Score Impact
| CIBIL Score | Loan Chance | Rate Benefit |
|---|---|---|
| 750 – 900 | Excellent ✓ | Best rates |
| 700 – 749 | Good | Slight premium |
| 650 – 699 | Fair | +0.5–1% |
| Below 650 | Difficult | May be rejected |